At this moment, most of you are asking, “You take what?”

Dwolla has the potential to be a credit card killer. You can sign up for a Dwolla account for free. Then, if you have a smart phone, you can leave your credit cards and cash at home. Instead, pay us using our Dwolla link. Unlike credit cards, we will not require a minimum purchase charge. Dwolla will cost you nothing to use, and will save us money at the same time.

Here’s a Forbes article to give you more background.